Car Accidents · Florida & Georgia

Florida and Georgia Car Accident Lawyer

Hit on a Florida or Georgia road? Don't let the insurance company write the story.

Adjusters move fast to lock in a low offer. We move faster to protect your claim, your treatment, and your family's future.

What to do after a car accidents injury

  1. Get checked by a medical professional — even if you feel 'okay.' Adrenaline hides injuries for hours or days.
  2. Call 911 and make sure a police report is filed.
  3. Photograph vehicles, the scene, debris, skid marks, and any visible injuries.
  4. Get names and contact info for every driver, passenger, and witness.
  5. Report the crash to your own insurer — stick to the facts; do not speculate about fault.
  6. Do not give the other driver's insurance company a recorded statement before talking to a lawyer.
  7. Keep every receipt, bill, and medical record in one place.

Why hire a lawyer for a car accidents case?

Insurance companies have entire departments built to pay you less. A serious crash claim is a contest of evidence, medical proof, and patience — and most people are pressured to settle before they know the full extent of their injuries. A lawyer levels the field, handles the carrier, and makes sure the value of your case includes future care, lost earning capacity, and the impact on your life — not just last month's ER bill.

Common injuries we see

  • Whiplash and cervical spine injuries
  • Concussions and traumatic brain injuries
  • Herniated discs and lumbar injuries
  • Fractures (ribs, wrists, ankles, pelvis)
  • Internal organ injuries
  • Knee and shoulder ligament tears
  • Lacerations and scarring
  • Post-traumatic stress and anxiety

What you can recover

Florida and Georgia law allows recovery for past and future medical bills, lost wages and lost earning capacity, property damage, pain and suffering, loss of enjoyment of life, and — in narrow circumstances — punitive damages. The value of a case depends on the severity of the injury, the strength of liability evidence, and how clearly future care needs are documented.

Florida & Georgia law that affects your case

Both Florida and Georgia apply a modified comparative fault rule with a bar around 50% (Florida: more than 50%, Georgia: 50% or more). If you are partly at fault but under the bar, your recovery is reduced by your share. The statute of limitations for most personal injury claims is two years from the date of the crash in both states. Both also have minimum liability insurance limits that are often lower than the true cost of a serious injury — uninsured and underinsured motorist coverage often becomes the most important source of recovery.

Insurance company tactics to watch for

  • Calling within days to lock in a recorded statement before you have a lawyer.
  • Offering a fast, low settlement that closes the claim before treatment is finished.
  • Asking for a blanket medical records release so they can dig through unrelated history.
  • Blaming pre-existing conditions for crash-related injuries.
  • Delaying the file in hopes you'll get tired and accept less.

How our process works

  1. Free consultation and case evaluation.
  2. Investigation — scene, vehicles, police report, witnesses, electronic data.
  3. Medical documentation — coordinating with treating providers and lining up future-care opinions.
  4. Demand and negotiation with insurance carriers.
  5. Litigation if the carrier won't pay a fair number.

Frequently Asked Questions

Do I need a lawyer for a car accident in Florida and Georgia?

If you're treating for more than a quick urgent care visit, lost time from work, or have any dispute over fault, talk to a lawyer before you talk to the other driver's insurance company. Initial consultations are free.

How much does it cost to hire Kelleher Law?

Nothing up front. We work on a contingency fee — we only get paid if we recover money for you.

How long do I have to file a car accident claim in Florida and Georgia?

Generally, two years from the date of the crash. There are narrow exceptions, and claims involving government vehicles have much shorter notice deadlines, so don't wait.

What if the other driver was uninsured?

Your own uninsured / underinsured motorist coverage often becomes the primary source of recovery. We can help you make that claim and dispute lowball valuations.

What if I was partly at fault?

You can still recover under the modified comparative fault rules in both Florida and Georgia — as long as your share of fault stays below the bar (roughly half). Your recovery is reduced by your share.

Speak with our team

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